Last updated: July 2026 · AccessBridge Capital Limited
These Terms of Service ("Terms") govern your access to and use of the AccessBridge Capital Limited ("AccessBridge," "we," "us," "our") website and any application, enquiry, or financing product referenced on it. By accessing our website or submitting an enquiry or application, you agree to be bound by these Terms. If you do not agree, please discontinue use of the website.
Our website and financing products are intended for individuals and businesses who are at least 18 years of age and legally capable of entering into binding contracts under the laws of Nigeria. By using our website you represent that you meet this requirement.
AccessBridge Capital provides specialty financing solutions, including but not limited to CarrotPay (Insurance Premium Financing), FlyPay Advance (Travel & Airfare Financing), and Denali Advance (Inheritance & Probate Financing). Content on our website, including product descriptions, statistics, and illustrations, is provided for general informational purposes and does not constitute a binding offer of finance.
Submitting an enquiry or application through our contact form or any other channel does not guarantee approval or the extension of credit. All financing is subject to our internal underwriting criteria, identity and affordability verification, applicable regulatory requirements, and execution of a separate, definitive financing agreement. Indicative figures shown on the website (rates, decisioning times, capital facilitated, etc.) are illustrative and may not reflect the terms available to any specific applicant.
You agree not to:
All content on this website, including text, graphics, logos, product names (CarrotPay, FlyPay Advance, Denali Advance), and imagery, is the property of AccessBridge Capital Limited or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our prior written consent.
Our website may contain links to third-party websites or services that are not owned or controlled by AccessBridge Capital. We are not responsible for the content, privacy practices, or terms of any third-party site, and inclusion of a link does not imply endorsement.
The website and its content are provided "as is" and "as available" without warranties of any kind, whether express or implied, including warranties of accuracy, merchantability, fitness for a particular purpose, or non-infringement, to the fullest extent permitted by law.
To the fullest extent permitted by applicable law, AccessBridge Capital shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, the website or any financing product, even if advised of the possibility of such damages.
You agree to indemnify and hold harmless AccessBridge Capital, its directors, employees, and agents from any claim, liability, damage, or expense (including reasonable legal fees) arising from your breach of these Terms or misuse of the website.
We may suspend or terminate your access to the website at any time, without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, us, or third parties, or for any other reason at our discretion.
These Terms are governed by and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to conflict-of-law principles. Any dispute arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the courts of Lagos State, Nigeria.
We may revise these Terms from time to time. The "Last updated" date at the top of this page reflects the most recent revision. Continued use of the website after changes are posted constitutes acceptance of the revised Terms.
Questions about these Terms can be directed to:
This page is a general-purpose template and does not constitute legal advice. AccessBridge Capital should have these Terms reviewed and finalized by qualified legal counsel, in line with applicable Nigerian consumer protection, lending, and financial services regulation, before relying on them.