Early access · Nigeria

Stop paying a year of insurance in one gulp.

CarrotPay turns a single lump-sum premium into a monthly line item, for individuals, businesses, and the brokers and insurers who serve them. Join the waitlist and help shape the first release.

Join the waitlist → Request a loan → I'm not a broker or insurer
A typical annual premium, split
₦450,000 one lump sum, once a year
→
₦37.5kMo 1
₦37.5kMo 2
₦37.5kMo 3
₦37.5kMo 4
₦37.5kMo 5
₦37.5kMo 6
₦37.5kMo 7
₦37.5kMo 8
₦37.5kMo 9
₦37.5kMo 10
₦37.5kMo 11
₦37.5kMo 12
12 monthly instalments · same cover, no gulp

Three kinds of people are waiting for this.

Tell us which one is you: the form ahead adjusts itself.

Individuals

Cover, without the shock

Auto, health, life or home insurance, paid down monthly instead of drained from savings once a year.

Businesses

Keep cash in the business

Fire, marine, motor fleet, group life: financed so premium season doesn't collide with payroll.

Brokers & insurers

Close more, faster

Offer instalments at the point of sale without carrying the credit risk yourself.

Early access
AccessBridge Capital CarrotPay
Entry stub · No. CP-000000

CarrotPay early access waitlist

  • 01 · Contact
  • 02 · Profile
  • 03 · Details
  • 04 · Confirm

Let's start with you

Takes about a minute. Nothing here is shared beyond AccessBridge Capital and CarrotPay.

Please fill in your name, phone and email to continue.

Which best describes you?

This decides which questions we ask next.

Please choose one option to continue.

A little about your cover

Helps us prioritise which cover types launch first.

UnlikelyVery likely

A little about your business

Helps us size the opportunity across sectors.

Not interestedVery interested

Partnership details

This goes straight to the AccessBridge Capital partnerships team.

Last thing

Confirm and you're on the list.

Launch Partners

Built alongside brokers and insurers you already trust.

CarrotPay is co-designed with our early partner network so the product fits real workflows from day one.

Smoothway

Broker Partner

A multi-line insurance brokerage delivering tailored cover for individuals and corporates across Nigeria.

TrustShield

Insurer Partner

A licensed underwriter focused on retail and SME lines, working with CarrotPay to bring instalment cover to market.